WHAT MAKES US BETTER
Appraisal Department (in-house)
A dedicated in-house appraisal department with experienced appraisers to help expedite your loan transactions.
“Common Sense” Underwriting
Without investor overlays, our in-house underwriting team has the final decision in loan approval.
What We Offer
Resban is proud to be a Fannie Mae/Freddie Mac and Ginnie Mae Direct Seller/Servicer, FHA Direct Endorsement and VA Automatic mortgage lender.
Offering borrowers the option to receive E-Disclosures to minimize required waiting periods.
Fast service is our reputation, and now it is yours, including guaranteed turnaround times.
Zero overlays with credit scores above 580.
In all of our dealings with our fellow associates and customers, we pledge to do no harm, and to conduct ourselves at all times in accordance with our stated values. One of our organization’s core values is Integrity; and Resban is committed to the guiding principles of fair, equitable and responsible lending. We believe that all creditworthy customers should be treated fairly, equally and have nondiscriminatory access to credit.
There is no substitute for real life, hands-on experience when it comes to mortgage lending. We make sure our associates have the knowledge and experience to ensure that our customer’s loans are processed, underwritten, closed and funded efficiently and accurately from application to post-closing.
At Resban, we know that our continued success is dependent upon providing both our internal and external customers with best-in-class customer service. Whether it is our commitment to meeting and exceeding turn-time expectations for our branches, or closing our customer’s loans accurately and on-time, we demonstrate that excellent customer service is not just a goal, it is truly a core value.