Residential Bancorp is a direct lender approved with Fannie Mae, Ginnie Mae, Freddie Mac, FHA, VA, & CalHFA serving satisfied clients and partners since 1989. Quality of service is what has allowed us to establish ourselves as a premier lender in the United States. As a direct lender we can offer programs without the restrictions and overlays of secondary investors. We provide unlimited opportunity to our partners to achieve massive growth throughout the nation. We extend an invitation to speak with you to see if we could help maximize your growth potential.
Since 1989...
At Residential Bancorp, you are not a number, you are a valued team member. We thrive to help you successfully achieve your goals because when you achieve your goals, we have achieved ours. We are proud to say that we continue to employ many of those who have opened the doors with us on our very first day. The possibilities for advancement at Residential Bancorp are sky high. If you are looking for stability and longevity, our community is for you. Welcome to Residential Bancorp – Welcome Home.
Residential Bancorp Core Values
EXPERIENCE
Our team has decades of combined experience in the wholesale & retail loan industry.
SERVICE
Every Residential Bancorp team member is dedicated 100% to your success.
INTEGRITY
We place honesty and integrity as our top priority in all our professional relationships.
Support
Ensuring growth through the elements of the mortgage environment
Sales Acquisition
Our team of top sales leaders will ensure you have the tools and support to acquire new sales month after month.
Client Retention
It cost less to retain clients than to gain new ones. We show you how to keep them coming back consistently throughout your career.
Scenario Lounge
We have compiled an answer-friendly database of scenarios to provide answers to your specific questions.
Branch Management
Running a branch can be a daunting task which is why we are here to provide a proven system to launch and maintain it successfully.
Compliance Training
We have all the support you need to effortlessly keep up to date with the most detailed compliance reforms before they happen.
Recruiting Support
Your branch thrives on top producing LO’s, so we consistently recruit the best in the business to add to your team of all-stars.
Servicing
Streamlined to get more approvals in less time
Quick turnaround
Fast service is our reputation, and now it is yours, including guaranteed turnaround times.
Servicing
Residential Bancorp is proud to be a Fannie Mae/Freddie Mac and Ginnie Mae Direct Seller/Servicer, FHA Direct Endorsement and VA Automatic mortgage lender.
“Common Sense” Underwriting
Our in-house underwriting team has the final decision in loan approval.
E-Disclosures
Offering borrowers the option to receive E-Disclosures to minimize required waiting periods.
Technology
As the landscape is changing, we are adpating
Pricing Engine
Simply input your scenario and the engine tells you which loan is best for that scenario.
Back-End System
We provide you with your own system to manage your pipeline: applications, tools, contacts and more all in one place
Intranet
Accessing forms and information have never been easier than with our easy-to-use intranet management system.
Online Loan Application
Clients will have a direct link from your website to apply and send the app straight into our loan management system.
Products & Servicing
Something for everyone
Variety
We offer a vast array of products to work with your clients’ ever changing scenarios.
Quality
Delivering the product professionally is just as important as the product itself, and we meet your needs at the highest standard.
Competitive Advantage
By streamlining the mortgage process, we have been able to offer competitive rates with personalized service from application to closing.
Marketing & Design
Tell the world you're great, without saying a word
Brand Recognition
A strong image of a professional company that embodies success.
Printed Materials
Quality – professional marketing materials and products to represent high-quality service to your clients.
CRM Drip Campaigns
Email drip campaign systematically engineered to maximize lead potential of realtors and post closing consumers with the most effective digital marketing medium.
Video Production
We offer professional-quality resources for our Sales staff, and our brand – to leave a lasting visual impact.
Marketing Library
We have developed a dynamic online system for you to generate marketing materials with an instant preview.
Custom Web Page
A custom online presence for your branch and loan officers. Complete with mortgage tools for your clients and direct contact to you.
High-Profile Events
With a proven system of event organization and promotion, we have the team necessary to bring top professionals to one place for you to capitalize.
